How to navigate through difficult financial situation?
A popular current text in the King James Version shows 1 Timothy 6:10 to be: For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows.
Money might be the root of all evil but it sure makes the world go round. For us every day people working 9 to 5 to make ends meet, money is the reason everything, every night you set up your alarm just to make it to work on time.
You do that so your can check your account bi-weekly on Fridays to make sure every cents is accounted for. People with money will have you feeling like money is not everything, when in fact they don’t understand how to go without. Hypocrite they are.
Most people are looking for a good paying job with stability. They are even opening small businesses. Average people are looking all over just to bring extra income. They are looking for ways to make a living while still having time for their families. We are all have expenses, while most of us go above our means but someway somehow we are making it.
The paycheck to paycheck lifestyle have nothing to do with how much you are making. It’s all about how you are spending you paycheck.
We all love nice things and we want to show everyone that we are doing well by buying expenses items we can barely afford. If you are bringing home about $3000 a month, which most average Americans does, for most of us 85 percent of that goes towards mortgage/rent and utilities. With 85 percent of your paycheck gone toward bills that doesn’t leave you much wiggle room for anything else untill that next paycheck. Thats that paycheck to paycheck lifestyle.
I’m sure we can come up with multiple different ways to change your lifestyle of living paycheck to paycheck. One way to get you out of this uncomfortable situation is to start by decreasing your expenses.
Start by eliminating anything that is not essential to your well-being or your families well-being. You might find yourselves stating that everything is essential. Just imagine how much you can save if you make your own lunches or even skipping a few Starbucks stops will make a big impact on your savings.
Baby steps. Do whatever you can, not all at once but gradually to decrease the amount that goes towards your entertainment and your personal lifestyle, you can do all that while making changes to your finances and saving money without even knowing it.
You work really hard to make Whatever you are making take good care of it and don’t let anyone else enjoy it more than you. Remember my motto
“is not to spend your working hours money in minutes”.
Be careful of conn artist. Be aware of people telling you to send money. The only places you should spend money to make money is SCHOOL.